Debt advice archive
The Debt Arrangement Scheme (DAS) and Protected Trust Deeds are only available to struggling Scottish borrowers. Here's a look at how they work.
Trust Deeds and bankruptcy are two debt solutions available in Scotland, but are different approaches for people in different situations.
The Debt Arrangement Scheme could help people in Scotland who are struggling to meet their unsecured debt repayments.
Trust Deeds and the Debt Arrangement Scheme are suitable for people with different kinds of debt problem.
Not all debts can be included on DAS, but DAS could also help you to repay the ones that aren't. Read more here.
A Debt Payment Programme could allow you to make more manageable payments towards your unsecured debts each month, and get out of debt at a realistic pace.