Trust Deed Articles
A Trust Deed will damage your credit rating for six years.
On-going utility bills can't be included in a Trust Deed - but arrears owed to a previous supplier could be.
You can include catalogue debts in a Trust Deed, but you must have a significant amount of unsecured debt in total that you can't repay in a reasonable timeframe.
A Trust Deed could help you repay what you can afford towards unsecured debts you've lost control of - and you could have more than one Trust Deed if you need to.
A store card debt is an unsecured debt, so it can be included in a Trust Deed along with other unsecured debts - like credit cards and overdrafts.
Your Trust Deed can be extended under some circumstances - for example if you have to take a payment break, or if your lenders don't feel you are able to pay enough each month to justify a regular three-year Trust Deed.